This investment is linked to the MSCI Europe Index (EUR) and offers 2 protected investment options (Options A & B)

Key Features

  • Returns linked to The MSCI Europe Index (EUR) (MXEU Index).
  • Choice of two capital protected investment options:
  • Option A: Potential returns of up to 36% (6.45% CAR) with 100% capital protection at maturity.
  • Option B: Unlimited potential returns with 90% capital protection at maturity.
  • The relevant Capital Protection at the Final Maturity Date is guaranteed by Morgan Stanley,A-(S&P), A1 (Moody’s), A+ (Fitch).
  • Option A is SRI risk level 2, and Option B is risk level 3 out of 7.
  • 4 Year 11 month Investment Term.
  • Minimum investment: €25,000.
  • Closing Date: 15th August 2024

Why Invest?

The MSCI Europe Index captures large and mid cap representation across 15 Developed Markets (DM) countries in Europe. With 428 constituents, the index covers approximately 85% of the free float-adjusted market capitalization across the European Developed Markets equity universe. The countries covered in Europe include: Austria, Belgium, Denmark, Finland, France, Germany, Ireland, Italy, the Netherlands, Norway, Portugal, Spain, Sweden, Switzerland and the UK. In recent years European equities have significantly lagged the returns from global stock markets. On a number of fundamental measures (P/E ratio, price to book value, dividend yields etc.) European companies appear to be significantly undervalued compared to their global counterparts. Investing in the MSCI Europe Index could potentially provide the opportunity to capture value appreciation if the large gap in performance and valuations between European and global equities was to narrow in future years.

View Investment Summary

Key Documents

MSCI Europe Protected Growth Bonds II – Brochure


MSCI Europe Protected Growth Bonds II – Target Market


MSCI Europe Protected Growth Bonds II – KID (Option A)


MSCI Europe Protected Growth Bonds II – KID (Option B)


MSCI Europe Protected Growth Bonds II – Prospectus



Past performance is not a reliable guide to future performance. The value of your investment may go down as well as up.