Good headline grabber, isn’t it? No it’s not a mistake. If you leave your money in cash deposits you could lose up to 12% spending power.

Amidst the current climate of negative interest rates, bank charges & growing inflation fears, there is a range of low-risk options available.

Risk doesn’t matter…until it does.’ This is one of my own quotes. What I mean is that as long as an investment/fund is performing well, investors generally don’t look at the risks/volatility being taken.

It’s back to school time for most but back to business for equity markets as they continue their historic bull run of the last 18 months.