This Bond aims to deliver a higher return than Irish retail bank deposits with 100% capital protection at maturity or in the event of the Bond being Called early.

• Minimum Interest Rate of 2.60% p.a. (2.47% CAR). Maximum Rate of 3.60% (3.60% CAR) (Rolled Up).
• Booster Return of 1% p.a. payable if The Bond is Called by the Issuer (can be Called annually after year 1).
• 5 Year Investment Term, callable annually by the Issuer.
• Secondary Market Liquidity provided by Societe Generale.
• 100% Capital protection is provided by The Issuer Societe Generale (Moody’s A1 / S&P’s A / Fitch A)*.
• This is a Very Low Risk investment (SRI Risk Score 1 out of 7**).
• Minimum investment: €100,000. Closing Date: 7th February 2025.

This Bond pays investors a minimum return of 2.60% p.a. simple interest (2.60% CAR). The Maximum return is 14.40% (3.42% CAR) if the bond is Called in year 4